General terms:
- Considered income sources: salary, self-employment, rental income, and remittances. Income must be verified and subject to income tax
- Minimum required income: 500 GEL
- Loan issuance is possible both remotely and in a branch within 1 business day
- Loan refinancing and portability are available
- Withdrawals in GEL, USD, and EUR are possible without commission fees
Loan terms:
- Loan amount min. 1,000 GEL - max. 500,000 GEL
- Effective interest rate starting from 16.1% in GEL
- Loan term Up to 120 months
- Currency GEL, USD, EUR
- Issuance fee 1-2%
- Collateral Loans up to 80,000 GEL can be issued without collateral
